Manage your finance with us!
Whether you're paying in Euro or Crypto – we’ve got you covered, anywhere.
Our Partners
About Us
We are a passionate team of technologists, entrepreneurs, and financial experts committed to building a new kind of bank — one that connects smart finance with real-world impact.
Our Vision
MelikaBank is on a mission to revolutionize banking. We combine the speed of digital payments with the values of sustainability, transparency, and community empowerment. Our modular platform allows individuals and small businesses to thrive in both fiat and crypto worlds.
More About UsFast & Easy Onboarding
Open a verified account in just 3 minutes with our AI-powered KYC process.
Virtual & Freelancer Cards
Issue multiple virtual cards and access dedicated freelancer tools.
Quantum-Secure Architecture
Built on next-gen cryptography for maximum security and compliance.
Global Vision
We are live in Greece and ready to expand across the EU and Switzerland.
Active Users across our beta & early access program
Virtual Cards Issued for freelancers and SMBs
Transactions Processed in fiat and crypto
User Satisfaction % based on recent surveys
VivaTravel
Use VivaTravel for AI-powered travel management and discover offers from our extensive network of local partners such as restaurants and more.
Freelancer
Manage your finances as a freelancer with services like escrow, smart contracts, and crypto pay-ins and payouts.
Quantum Security
Experience a new standard of digital safety with quantum-secure infrastructure—designed for the future of finance.
Monthly Challenges
Join interactive missions every month—earn badges, contribute to sustainability, and grow with your community.
Impact Tracker
Track your financial impact on real-world causes like clean water, biodiversity, and fair farming. See the difference you make.
Community Building
Connect with like-minded users through initiatives, shared projects, and local actions. Finance becomes a movement.
Features
Powerful tools designed for your modern financial life.
Testimonials
What our early users and partners are saying about MelikaBank.
Nedad P.
Freelancer & Digital Nomad
With MelikaBank, I opened a virtual account in minutes and use my card worldwide. I love the eco-friendly mission too!
Sieha K.
Crypto Consultant
The CryptoPay feature is a game changer. I can now invoice clients directly in Ethereum and receive funds instantly.
Lisa M.
Startup Advisor
What stands out for me is the speed and transparency. The impact score and the intuitive UI make it ideal for modern users.
Team
The strong team
Hamid Shefaat
Chief Executive Officer
Eik Burggraff
Customer Manager
Melika
AI Technology
Mohammad
Software developmentPricing
Choose your plan and become part of the MelikaBank impact community.
Explorer (Turtle)
€0 / month
- Basic IBAN account
- Access to Telegram payments
- Community features
Pioneer (Gazelle)
€9.99 / month
- All Explorer benefits
- Smart budgeting tools
- Crypto wallet access
Creator (Horse)
€19.99 / month
- All Pioneer features
- Global SEPA & crypto transfers
- Impact Dashboard
Merchant Pro (Elephant)
€49.99 / month
- All Creator benefits
- Crypto invoicing for SMBs
- Business insights & support
Titan (Lion)
€149.99 / month
- Merchant Pro features
- Personal banker support
- Extended limits & tools
Stealth Mode (Falcon)
€299.00 / month
- All-access premium experience
- Dedicated relationship manager
- Private impact investment access
Frequently Asked Questions
Answers to common questions about MelikaBank and our services.
What makes MelikaBank different from other fintechs?
We combine fiat and crypto services in one smart account, offer Telegram-based payments, patented quantum-level security, and community-driven impact initiatives – all in one app.
Is MelikaBank secure and regulated?
Yes. We work with licensed banking partners, follow European compliance standards, and integrate patented quantum encryption to protect all user data and transactions.
Can I really pay with crypto or receive payments?
Yes. Our CryptoPay module allows freelancers and SMBs to send and receive crypto payments with automated invoicing, while keeping full transparency and control.
What is the NFT Loyalty Program?
Every user tier comes with a unique NFT badge representing their role in the community. These avatars offer perks, identity features, and are used to access events, drops, and impact missions.
How does MelikaBank measure impact?
Through our built-in Impact Tracker. Each user action contributes to verified monthly campaigns – from supporting local farmers to funding clean water projects – with visible results.
Contact
Send us your message.
Address
Bürkliplatz1, 2346 Zürich, Schweiz
Email Us
hey@melikabank.com
Data Protection (GDPR)
MelikaBank is committed to protecting personal data in accordance with the EU General Data Protection Regulation (GDPR). We ensure the lawful, fair, and transparent processing of user data. Our technical infrastructure includes end-to-end encryption, anonymization, and secure storage in ISO-certified data centers located in the EU.
To request data access or deletion, please contact: privacy@melikabank.com
Imprint
MelikaBank inc.
Bürkliplatz 1
8081 Zürich
Email: contact@melikabank.com
Commercial Register: coming
Responsible for content according to § 55 Abs. 2 RStV: multitiv